If you’re going to try and be truly considerate of others, remember that asking people “what they think,” often just causes them the temporary inconvenience of having TO think.
To, perhaps, help comfort the irreligious, and encourage those with limited finances, let me point out that the ultimate therapist, priest and rabbi IS death…(or Life, for a few).
A “willful” act cannot be merely a RE-action to perceived external factors.
Being ordinary is also a pretty cheap way out.
The routine praise of humility, is simply a resignation to unknowing.